Blue Medicare PPO Enhanced Freedom for Chatham, NC
|Part C Premium:|
|Part D Deductible:||$0.00|
|Gap Coverage:||Some Generics|
|Residents of:||NC Residents|
|Plan Type:||Local PPO|
Medicare Advantage 2014 Plan Summary
Blue Medicare PPO Enhanced Freedom (H3404-002) is a Medicare Advantage Preferred Provider Organization (PPO) healthcare plan for seniors in Chatham County, North Carolina. A Medicare Advantage PPO plan gives you freedom to choose which doctors, specialists, and hospitals you visit. You can lower your costs when you use network providers. Plus, predictable copayments and coinsurance make it easier for you to budget healthcare costs.
The health care benefit information provided here is an overview only and not a comprehensive description of available benefits. Additional information about the plan benefits is available from your agent.
The monthly premium for this healthcare plan is $121.30 plus your monthly Medicare Part B premium. Most Medicare Beneficiaries pay the standard monthly Part B premium in addition to their MA or MAPD plan premium. However, some beneficiaries are required to pay slightly higher Part B and Part D premiums because of their income (over $85,000 per year for singles or $170,000 for married couples), or due to late enrollment penalties.
Summary of Benefits
NOTE: As of this publication date the Summary of Benefits information for this 2014 plan was not available from CMS. Please Contact an Agent and ask for the Summary of Benefits document.
Part D Plan Information
The Part D deductible for this plan is $0.00. That means you have first dollar coverage.
Maximum Out of Pocket (MOOP) Benefit
The new Affordable Care Act (aka, ObamaCare) law placed a mandatory maximum limit of $6,700 on all out of pocket medical costs for 2014 Medicare Advantage plans, which is referred to as the Maximum Out of Pocket or MOOP. The MOOP does not include prescriptions and monthly premiums. The Mandatory MOOP is $6,700 but the Affordable Care Act allows for a “Voluntary MOOP” as low as $3,400. The MOOP with this health plan is $3,400
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