Senior Care Plus: Freedom Rx Plan Overview
Senior Care Plus: Freedom Rx Plan for Carson City County, Nevada, by Senior Care Plus, is a Preferred Provider Organization (PPO) Medicare Advantage plan for seniors on Medicare. PPO health insurance allows you to choose your own primary care doctor, specialists and other healthcare providers. If you're on a budget you can lower your out-of-pocket costs by using the plan's provider network.
The monthly premium on this PPO plan is $22.00. Plus, co-payments and/or co-insurances also apply to most of the healthcare services you use. However, unlike traditional Medicare your out-of-pocket expenses are capped. As a result, you won't be vulnerable to excessive medical bills due to an accident or a critical illness.
Senior Care Plus: Freedom Rx Plan Quality Rating
To help seniors compare Medicare Advantage plans, Medicare rates the relative quality of all plans. After a full year on the market, each plan receives a one to five-star over-all mark, with one star being the lowest quality and five stars the highest quality.
The CMS has awarded Senior Care Plus: Freedom Rx Plan Average as compared to all others (as of 15 October, 2013).out of 5 stars. That means Medicare deems this plan
Senior Care Plus: Freedom Rx Plan Out-of-Pocket Expenses
One of the benefits built in to all Medicare Advantage plans is an annual out-of-pocket limit. The maximum is $6,700, but plans are allowed to offer a voluntary limit as low as $3,400 per year.
The most you will pay out-of-pocket if you enroll in this plan is $3,400. This amount is what you actually pay for your healthcare services. It does not include your monthly premium or your prescriptions. It's only the costs you pay out-of-pocket on co-payments and co-insurances.
It's important to do your homework and compare the co-payments and co-insurance with this plan to those of traditional Medicare. Also, be aware that Medicare Part A and Part B do not limit your out-of-pocket costs like Medicare Advantage. If you stay in traditional Medicare you must add supplemental Medicare insurance to cover the cost gaps.
Compare Medicare Health Insurance Plans
Make sure you get the best health insurance for your unique situation. Compare Senior Care Plus: Freedom Rx Plan with these Medicare Advantage plans:
- Senior Care Plus: Freedom Rx Enhanced Plan
- Senior Care Plus: Freedom Rx Select Plan
- Senior Care Plus: Freedom Basic Plan
Senior Care Plus: Freedom Rx Plan is available in the following Nevada cities: Carson City, and all other areas of Carson City County.
CMS File Date: January 14, 2014.
This Medicare health insurance catalog is maintained by 7/17/2014.and was last updated on