You might be wondering if Medicare covers annual physical exams. The answer depends on the type of exam performed. An annual physical can include many medical procedures, including cancer screening. This may include a pap smear for cervical cancer, a mammogram for breast cancer, and a prostate exam. … [Read more...] about Does Medicare Cover Annual Physicals?
The first decision you need to make when you join Medicare is whether to go through Original Medicare or not. This is a critical decision because Original Medicare does not cover prescription drugs, dental, vision, and other non-major medical services. If you opt for Original Medicare, you can visit … [Read more...] about What is Original Medicare?
If you are in need of a hospital bed, you may be wondering whether Medicare will cover the cost. Medicare covers hospital beds for several different diagnoses. They also cover other types of durable medical equipment, including flexible beds. In addition to the basic Medicare coverage, most Medicare … [Read more...] about Does Medicare Cover a Hospital Bed?
You may be wondering why some Medicare Advantage plans are free (zero-dollar premium) and some are not. The reason is generally the total cost of care. A plan with a zero-dollar premium simply means that the amount the plan is compensated by Medicare, together with a member's monthly Part B premium, … [Read more...] about Why Are Some Medicare Advantage Plans Free?
Medicare and Medicaid are two different programs that offer different types of benefits and healthcare coverage. Medicare is the federal program that provides healthcare to people ages 65 and over, and to people with certain disabilities. Medicaid is a combined state and federal program for people … [Read more...] about Can You Have Both Medicare and Medicaid?
Medicare supplement insurance is sold by private insurance companies to help Medicare beneficiaries with cost-sharing aspects of Medicare Parts A and B. It limits the amount of money an individual must pay out of pocket, but only about 19% of Original Medicare beneficiaries have additional coverage. … [Read more...] about Do I Really Need Supplemental Insurance with Medicare?
Medicare Advantage plans work on a pay-as-you-go system, which means you pay your monthly Medicare Part B premium plus an additional premium for the plan. The majority of costs come from healthcare services, including copays for visits to primary care doctors and specialists, and diagnostic and lab … [Read more...] about The Advantages & Disadvantages of Medicare Advantage Plans