Compare Medicare Advantage Plans in Allegany County, MD

There are 5 Medicare Advantage plans available in Allegany County, Maryland for 2023.   See Plans

4 and 5-Star Medicare Advantage Plans available in Allegany County, MD

Here are the top-rated Medicare Advantage plans in Allegany County.

3.5-Star and Below Medicare Advantage Plans available in Allegany County, MD

These are the Medicare Advantage plans in Allegany County rated 3.5 stars or lower by Medicare.

Allegany County, MD
Medicare Advantage Information

Medicare Advantage (MA) plans are a private insurance option for those who have Original Medicare. Allegany County has plan_count} MA plans available for 2023 (except Special Needs Plans). Medicare-approved companies must follow the Medicare rules to be eligible for coverage. MA plans (also known as Medicare Part C) may offer additional benefits that are not offered by Original Medicare.

Some Medicare Advantage plans offer prescription medication coverage (i.e. a Part D plan). These plans are also known as Medicare Advantage Prescription Drug Plans or MAPDs and offer comprehensive coverage to people who wish to lower their healthcare costs.

2 Medicare Plan Types to Choose

Medicare Advantage was created to give beneficiaries an alternative. HMO and PPO plans remain the most popular, but Medicare has created seven types of private health plans that offer more flexibility to carriers. These 2 plan types can be found in Allegany County:

Plan Type	Description
PPO	Preferred Provider Organization (PPO) members can usually use in-network and out-of-network providers for care, including hospitalization. However, visits to non-network providers could cost significantly more. PPO plans often include prescription drug coverage and other benefits, and referrals are typically not required for specialist visits.
MSA	Medicare Medical Savings Account (MSA) plans are private companies that the Medicare program pays to manage a beneficiary's Medicare benefits. As with all types of Medicare Advantage plans, MSA plans must offer the same basic benefits included in Medicare Part A and Part B. However, benefits may have different rules, restrictions, and costs. Unlike other Medicare Advantage plans, MSAs have a high deductible health plan (HDHP) and a government-funded bank account for paying your medical costs.
SNP	Special Needs Plans (SNPs) are highly specialized and you must be qualified to join. For this reason, All Medicare organizes Medicare Advantage Special Needs plans for Allegany County, Maryland residents in their own directory.

Medicare Advantage without Part D

Some beneficiaries may also qualify to join a Medicare Part D plan, also known as a PDP. Maryland Part D plans can be used with Original Medicare or Medicare Advantage plans that do not include Part D benefits.

Medicare Supplements vs. Medicare Advantage

Medicare Advantage is one way to get full coverage healthcare. However, many people in the Allegany County area feel that Medicare Advantage plans have too many disadvantages. For these people, Original Medicare and a Medicare Supplement, also known as Medigap, are a better way to go.

If you don't know about Medicare Supplements and how they protect you from the high out-of-pocket costs in Original Medicare, take a look at our Medicare Supplement directory. You can compare plans, and costs, and even get a list of carriers in Maryland. All Medicare Supplements are standardized, so you can easily choose a plan based on coverage and price.

Medicare Advantage Plan Availability

The MA and MAPD plans listed on this page are available to individuals enrolled in both Medicare Part A and Part B who reside in Barton, Cumberland, Flintstone, Frostburg, Lonaconing, Mount Savage, Oldtown, Rawlings, Westernport, and all other areas of Allegany County, Maryland.

Individuals who are institutionalized, have a severe chronic illness, or have special financial needs are encouraged to look into the 2023 Medicare SNP Plans in Allegany County, Maryland.

The 2023 Medicare Part C plan information for Allegany County, Maryland was last updated by the All Medicare team on January 3, 2023.