Compare Medicare Advantage Plans in Carroll County, NH
There are 32 Medicare Advantage plans available in Carroll County, New Hampshire for 2023. See Plans
Carroll County MA Plans By The Numbers
- 4 to 5-Star Plan Availability: 41%
- Average premium: $17.92/month
- Average out-of-pocket limit: $6,395/year
- Average Part D deductible: $231.80/year
- Plan types available: HMO, HMO-POS, PPO, MSA, and SNP
- New or Unrated Plans: 6
4 and 5-Star Medicare Advantage Plans available in Carroll County, NH
Here are the top-rated Medicare Advantage plans in Carroll County.
3.5-Star and Below Medicare Advantage Plans available in Carroll County, NH
These are the Medicare Advantage plans in Carroll County rated 3.5 stars or lower by Medicare.
NOTE: Plans with a 0.0 rating are new and have not yet been rated by Medicare.
Carroll County, NH
Medicare Advantage Information
Medicare Advantage (MA), plans can be a better option than Original Medicare for some. There are currently 32 plans available in Carroll County. Private companies that are Medicare-approved provide coverage. MA plans, also known as Medicare Part C, may offer additional benefits not available through Original Medicare.
Some Medicare Advantage plans offer prescription medication coverage (i.e. a Part D plan). These plans are also known as Medicare Advantage Prescription Drug Plans or MAPDs and offer comprehensive coverage to people who wish to lower their healthcare costs.
Medicare Advantage Plan Types
The Medicare Advantage program allows 7 types of private insurance plans. However, all plans are not available in every area. Beneficiaries in Carroll County can choose between 4 of the 7 available plans.
Health Maintenance Organization (HMO) members usually receive services through the plan’s local network of providers. Referrals are typically required to see a specialist and other providers. However, plans allow out-of-network care for emergencies and out-of-area dialysis. Prescription drug coverage is often included in HMO plans, and many plans include some coverage for dental, vison, and hearing.
Preferred Provider Organization (PPO) members can usually use in-network and out-of-network providers for care, including hospitalization. However, visits to non-network providers could cost significantly more. PPO plans often include prescription drug coverage and other benefits, and referrals are typically not required for specialist visits.
An HMO-POS (point-of-sale) plan offers the same features as an HMO plan. There is however one major difference. HMO-POS plans allow members to access healthcare providers outside of the plan's network to receive some or all of their services. In most cases, to go out of the plan's network a member will need to get a referral from their physician. Plus, there are separate deductibles for in-network and out-of-network services.
Medicare Medical Savings Account (MSA) plans are private companies that the Medicare program pays to manage a beneficiary's Medicare benefits. As with all types of Medicare Advantage plans, MSA plans must offer the same basic benefits included in Medicare Part A and Part B. However, benefits may have different rules, restrictions, and costs. Unlike other Medicare Advantage plans, MSAs have a high deductible health plan (HDHP) and a government-funded bank account for paying your medical costs.
Special Needs Plans (SNPs) are highly specialized and you must be qualified to join. For this reason, All Medicare organizes Medicare Advantage Special Needs plans for Carroll County, New Hampshire residents in their own directory.
Medicare Advantage without Part D
Some beneficiaries may also qualify to join a Medicare Part D plan, also known as a PDP. New Hampshire Part D plans can be used with Original Medicare or Medicare Advantage plans that do not include Part D benefits.
Medicare Supplements vs. Medicare Advantage
Medicare Advantage is one way to get full coverage healthcare. However, many people in the Carroll County area feel that Medicare Advantage plans have too many disadvantages. For these people, Original Medicare and a Medicare Supplement, also known as Medigap, are a better way to go.
If you don't know about Medicare Supplements and how they protect you from the high out-of-pocket costs in Original Medicare, take a look at our Medicare Supplement directory. You can compare plans, and costs, and even get a list of carriers in New Hampshire. All Medicare Supplements are standardized, so you can easily choose a plan based on coverage and price.
Medicare Advantage Plan Availability
The MA and MAPD plans listed on this page are available to individuals enrolled in both Medicare Part A and Part B who reside in Center Conway, Center Ossipee, Center Tuftonboro, Conway, East Wakefield, Effingham, Freedom, Glen, Madison, Moultonborough, North Conway, Ossipee, Sanbornville, Tamworth, Union, Wolfeboro, and all other areas of Carroll County, New Hampshire.
Individuals who are institutionalized, have a severe chronic illness, or have special financial needs are encouraged to look into the 2023 Medicare SNP Plans in Carroll County, New Hampshire.
The 2023 Medicare Part C plan information for Carroll County, New Hampshire was last updated by the All Medicare team on .