Compare Medicare Advantage Plans in Morris County, NJ
There are 42 Medicare Advantage plans available in Morris County, New Jersey for 2023. See Plans
Morris County MA Plans By The Numbers
- 4 to 5-Star Plan Availability: 43%
- Average premium: $24.22/month
- Average out-of-pocket limit: $7,212/year
- Average Part D deductible: $251.76/year
- Plan types available: HMO-POS, HMO, PPO, and SNP
- New or Unrated Plans: 1
4 and 5-Star Medicare Advantage Plans available in Morris County, NJ
Here are the top-rated Medicare Advantage plans in Morris County.
3.5-Star and Below Medicare Advantage Plans available in Morris County, NJ
These are the Medicare Advantage plans in Morris County rated 3.5 stars or lower by Medicare.
NOTE: Plans with a 0.0 rating are new and have not yet been rated by Medicare.
Morris County, NJ
Medicare Advantage Information
Medicare Advantage (MA) plans are a private insurance option for those who have Original Medicare. Morris County has plan_count} MA plans available for 2023 (except Special Needs Plans). Medicare-approved companies must follow the Medicare rules to be eligible for coverage. MA plans (also known as Medicare Part C) may offer additional benefits that are not offered by Original Medicare.
Some Medicare Advantage plans offer prescription medication coverage (i.e. a Part D plan). These plans are also known as Medicare Advantage Prescription Drug Plans or MAPDs and offer comprehensive coverage to people who wish to lower their healthcare costs.
3 Medicare Plan Types to Choose
Medicare Advantage was created to give beneficiaries an alternative. HMO and PPO plans remain the most popular, but Medicare has created seven types of private health plans that offer more flexibility to carriers. These 3 plan types can be found in Morris County:
Health Maintenance Organization (HMO) members usually receive services through the plan’s local network of providers. Referrals are typically required to see a specialist and other providers. However, plans allow out-of-network care for emergencies and out-of-area dialysis. Prescription drug coverage is often included in HMO plans, and many plans include some coverage for dental, vison, and hearing.
Preferred Provider Organization (PPO) members can usually use in-network and out-of-network providers for care, including hospitalization. However, visits to non-network providers could cost significantly more. PPO plans often include prescription drug coverage and other benefits, and referrals are typically not required for specialist visits.
An HMO-POS (point-of-sale) plan offers the same features as an HMO plan. There is however one major difference. HMO-POS plans allow members to access healthcare providers outside of the plan's network to receive some or all of their services. In most cases, to go out of the plan's network a member will need to get a referral from their physician. Plus, there are separate deductibles for in-network and out-of-network services.
Special Needs Plans (SNPs) are highly specialized and you must be qualified to join. For this reason, All Medicare organizes Medicare Advantage Special Needs plans for Morris County, New Jersey residents in their own directory.
Medicare Advantage without Part D
Some beneficiaries may also qualify to join a Medicare Part D plan, also known as a PDP. New Jersey Part D plans can be used with Original Medicare or Medicare Advantage plans that do not include Part D benefits.
Medicare Supplements vs. Medicare Advantage
Medicare Advantage is one way to get full coverage healthcare. However, many people in the Morris County area feel that Medicare Advantage plans have too many disadvantages. For these people, Original Medicare and a Medicare Supplement, also known as Medigap, are a better way to go.
If you don't know about Medicare Supplements and how they protect you from the high out-of-pocket costs in Original Medicare, take a look at our Medicare Supplement directory. You can compare plans, and costs, and even get a list of carriers in New Jersey. All Medicare Supplements are standardized, so you can easily choose a plan based on coverage and price.
Medicare Advantage Plan Availability
The MA and MAPD plans listed on this page are available to individuals enrolled in both Medicare Part A and Part B who reside in Boonton, Budd Lake, Butler, Cedar Knolls, Chatham, Chester, Denville, Dover, East Hanover, Flanders, Florham Park, Gillette, Kenvil, Lake Hiawatha, Lake Hopatcong, Landing, Ledgewood, Lincoln Park, Long Valley, Madison, Mendham, Millington, Mine Hill, Montville, Morris Plains, Morristown, Mount Arlington, Mountain Lakes, Netcong, Parsippany, Pequannock, Pine Brook, Pompton Plains, Randolph, Riverdale, Rockaway, Stirling, Succasunna, Towaco, Wharton, Whippany, and all other areas of Morris County, New Jersey.
Individuals who are institutionalized, have a severe chronic illness, or have special financial needs are encouraged to look into the 2023 Medicare SNP Plans in Morris County, New Jersey.
The 2023 Medicare Part C plan information for Morris County, New Jersey was last updated by the All Medicare team on .