Compare Medicare Advantage Plans in Washington County, VT
There are 21 Medicare Advantage plans available in Washington County, Vermont for 2023. See Plans
Washington County MA Plans By The Numbers
- 4 to 5-Star Plan Availability: 43%
- Average premium: $24.91/month
- Average out-of-pocket limit: $6,412/year
- Average Part D deductible: $171.39/year
- Plan types available: HMO-POS, PPO, HMO, and SNP
- New or Unrated Plans: 2
4 and 5-Star Medicare Advantage Plans available in Washington County, VT
Here are the top-rated Medicare Advantage plans in Washington County.
| CMS Star Rating | Plan Name | Monthly Premium |
Part D Deductible | Out of Pocket Max |
|---|---|---|---|---|
5.0 out of 5 |
MVP Medicare Preferred Gold without Part D (HMO-POS H3305-020) | $0 | N/A | $6,700 |
5.0 out of 5 |
MVP Medicare Secure Plus with Part D (HMO-POS H3305-022) | $90 | $0 | $7,550 |
4.0 out of 5 |
AARP Medicare Advantage Plan 1 (HMO-POS H1944-018) | $20 | $250 | $6,700 |
4.0 out of 5 |
AARP Medicare Advantage Plan 2 (HMO-POS H1944-028) | $60 | $150 | $5,900 |
4.0 out of 5 |
AARP Medicare Advantage Plan 3 (HMO-POS H1944-032) | $0 | $0 | $6,700 |
4.0 out of 5 |
UnitedHealthcare Medicare Advantage Assure (PPO H0271-012) | $31 | $505 | $8,300 |
4.0 out of 5 |
UVM Health Advantage Preferred (PPO H9615-017) | $130 | $0 | $5,000 |
4.0 out of 5 |
UVM Health Advantage Secure (PPO H9615-016) | $50 | $150 | $5,000 |
4.0 out of 5 |
UVM Health Advantage Select (PPO H9615-015) | $0 | $250 | $6,700 |
3.5-Star and Below Medicare Advantage Plans available in Washington County, VT
These are the Medicare Advantage plans in Washington County rated 3.5 stars or lower by Medicare.
NOTE: Plans with a 0.0 rating are new and have not yet been rated by Medicare.
Washington County, VT
Medicare Advantage Information
Medicare Advantage (MA) plans are a private insurance option for those who have Original Medicare. Washington County has plan_count} MA plans available for 2023 (except Special Needs Plans). Medicare-approved companies must follow the Medicare rules to be eligible for coverage. MA plans (also known as Medicare Part C) may offer additional benefits that are not offered by Original Medicare.
Some Medicare Advantage plans offer prescription medication coverage (i.e. a Part D plan). These plans are also known as Medicare Advantage Prescription Drug Plans or MAPDs and offer comprehensive coverage to people who wish to lower their healthcare costs.
Medicare Advantage Plan Types
The Medicare Advantage program allows 7 types of private insurance plans. However, all plans are not available in every area. Beneficiaries in Washington County can choose between 3 of the 7 available plans.
| Plan Type | Description |
|---|---|
| HMO | Health Maintenance Organization (HMO) members usually receive services through the plan’s local network of providers. Referrals are typically required to see a specialist and other providers. However, plans allow out-of-network care for emergencies and out-of-area dialysis. Prescription drug coverage is often included in HMO plans, and many plans include some coverage for dental, vison, and hearing. |
| PPO | Preferred Provider Organization (PPO) members can usually use in-network and out-of-network providers for care, including hospitalization. However, visits to non-network providers could cost significantly more. PPO plans often include prescription drug coverage and other benefits, and referrals are typically not required for specialist visits. |
| HMO-POS | An HMO-POS (point-of-sale) plan offers the same features as an HMO plan. There is however one major difference. HMO-POS plans allow members to access healthcare providers outside of the plan's network to receive some or all of their services. In most cases, to go out of the plan's network a member will need to get a referral from their physician. Plus, there are separate deductibles for in-network and out-of-network services. |
| SNP |
Special Needs Plans (SNPs) are highly specialized and you must be qualified to join. For this reason, All Medicare organizes Medicare Advantage Special Needs plans for Washington County, Vermont residents in their own directory. |
Medicare Advantage without Part D
Some beneficiaries may also qualify to join a Medicare Part D plan, also known as a PDP. Vermont Part D plans can be used with Original Medicare or Medicare Advantage plans that do not include Part D benefits.
Original Medicare and Medigap vs. Medicare Advantage
Medicare Advantage is just one of the options available in Washington County. Some people believe these plans are too expensive or don't like their restrictions. Original Medicare and a Medicare Supplement policy (aka, Medigap) are the best options for these people.
If you don't know about Medicare Supplements and how they protect you from the high out-of-pocket costs in Original Medicare, take a look at our Medicare Supplement directory. You can compare plans, and costs, and even get a list of carriers in Vermont. All Medicare Supplements are standardized, so you can easily choose a plan based on coverage and price.
Medicare Advantage Plan Availability
The MA and MAPD plans listed on this page are available to individuals enrolled in both Medicare Part A and Part B who reside in Barre, Cabot, East Calais, East Montpelier, Marshfield, Montpelier, Moretown, Northfield, Plainfield, Waitsfield, Warren, Waterbury, Waterbury Center, Worcester, and all other areas of Washington County, Vermont.
Individuals who are institutionalized, have a severe chronic illness, or have special financial needs are encouraged to look into the 2023 Medicare SNP Plans in Washington County, Vermont.
The 2023 Medicare Part C plan information for Washington County, Vermont was last updated by the All Medicare team on .