When a non-participating provider charges more than Medicare approves, it is called an excess charge. These charges are generally 15% of the Medicare-approved cost. These additional costs are avoidable with additional insurance, called a Medicare Supplement, or by choosing healthcare providers that … [Read more...] about What Are Medicare Part B Excess Charges? Are They Avoidable?
You might be wondering if Medicare covers annual physical exams. The answer depends on the type of exam performed. An annual physical can include many medical procedures, including cancer screening. This may include a pap smear for cervical cancer, a mammogram for breast cancer, and a prostate exam. … [Read more...] about Does Medicare Cover Annual Physicals?
The first decision you need to make when you join Medicare is whether to go through Original Medicare or not. This is a critical decision because Original Medicare does not cover prescription drugs, dental, vision, and other non-major medical services. If you opt for Original Medicare, you can visit … [Read more...] about What is Original Medicare?
Medicare and Medicaid are two different programs that offer different types of benefits and healthcare coverage. Medicare is the federal program that provides healthcare to people ages 65 and over, and to people with certain disabilities. Medicaid is a combined state and federal program for people … [Read more...] about Can You Have Both Medicare and Medicaid?