Medicare Costs, Explained
MedicareCosts.com explains how Medicare costs work.
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Costs are organized into standard categories and explained consistently across national, state, county, and plan-level pages. This structure makes it easier to understand what different types of Medicare expenses are, how they vary, and how they relate to one another.
Select a cost category below to get started.
Cost Categories
Monthly Costs
Explains recurring Medicare expenses such as premiums and income-related
adjustments. This includes Part A, Part B, Medicare Advantage, and
prescription drug plan premiums.
Routine Care Costs
Covers costs for everyday medical care, including primary care visits,
specialist visits, outpatient services, and preventive care.
Hospital & Acute Care Costs
Explains costs related to inpatient hospital stays, emergency care,
surgeries, and other acute medical services.
Prescription Drug Costs
Describes how prescription drug costs work, including deductibles,
cost-sharing, drug tiers, and coverage phases.
Plan Costs
Explains how Medicare plan-related costs work, including average costs by
plan type, cost differences with and without drug coverage, and how plan
costs vary by location.
Supplemental & Gap Costs
Covers costs that may not be fully paid by Original Medicare or Medicare
Advantage plans, including Medigap premiums and uncovered services.
Worst-Case & Maximum Out-of-Pocket Costs
Explains how maximum out-of-pocket exposure works and what the highest
potential annual costs may look like under different coverage options.
Each cost category is explained using the same structure across the site,
allowing costs to be compared clearly at different levels without changing
how information is presented.
