Cigna Saver Rx A 2025 Medicare Part D Plan for Nebraska
Cigna Saver Rx A 2025 Medicare Part D Plan for Nebraska
Welcome to the 2025 Cigna Saver Rx Medicare Part D plan guide for Nebraska. Here, you’ll find all the information you need, including plan benefits, costs, and star ratings. We’ve also included enrollment options to assist you in securing the right prescription drug coverage in Nebraska.
The Cigna Saver Rx plan provides valuable coverage for reducing your prescription drug costs, whether you're enrolled in Medicare Part A and/or Part B, or a Medicare Advantage plan without drug coverage in Nebraska.
Cigna Saver Rx: Part D Plan Overview | |
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Part D Plan ID: | S5617-375 |
Part D Plan Type: | PDP |
Part D Plan Year: | 2024 |
Monthly Premium: | $20.30 |
Annual Deductible: | $545.00 |
Part D Benefit Type: | Enhanced |
Gap Coverage: | No |
Low Income Subsidy: | No |
Availability: | |
Insured By: | Cigna |
An Overview of Medicare Part D Plan Costs
Cigna Saver Rx has various costs beyond just the monthly premium. From deductibles to copayments and coinsurance, it's essential to understand how these expenses work so you can effectively manage your prescription drug costs. The sections below break down each cost component to help you navigate these financial details with ease.
Monthly Premium Overview
The Cigna Saver Rx plan's monthly premium plays a significant role in determining your overall costs. Some plans may also include supplemental charges or offer Low-Income Subsidy (LIS) options. Below is a breakdown of the premium details for this 2024 plan from Cigna.
Basic Part D Premium: | $6.80 |
Supplemental Part D Premium: | $13.50 |
Total Part D Premium: | $20.30 |
Part D Premium with Full LIS Assistance: | $13.50 |
Want to know more about the Low-Income Subsidy (LIS) or "Extra Help" program? This benefit can lower your prescription drug costs. Visit the Social Security Extra Help page to learn more.
Annual Deductible Information
The annual Medicare Part D deductible for this plan is $545.00. You are responsible for paying this amount before Cigna starts sharing the cost of your prescriptions.
NOTE: The deductible does not apply to one or more drug tiers in this plan (see "Prescription Drug Plan Out-of-Pocket Costs" below).
Out-of-Pocket Expenses with this Part D Plan
Along with the plan's monthly premium and deductible, Cigna Saver Rx requires you to pay copayments (a set dollar amount) or coinsurance (a percentage of the drug cost) when picking up your medications. The table below provides a breakdown of these out-of-pocket expenses.
Tier | Preferred | Standard |
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1 (Preferred Generic) | $0.00 copay (deductible does not apply) | $10.00 copay (deductible does not apply) |
2 (Generic) | $8.00 copay | $20.00 copay |
3 (Preferred Brand) | 18% | 19% |
4 (Non-Preferred Drug) | 49% | 50% |
5 (Specialty Tier) | 25% | 25% |
How the CMS 5-Star Rating Works
The CMS evaluates Medicare Part D plans each year and assigns a star rating from 1 to 5 based on their overall quality and performance. These ratings are determined by factors like member experiences, customer service, and how well the plan ensures prescription drug safety. Higher ratings indicate better quality, making it easier for you to choose the right plan. Below is the star rating for the Cigna Saver Rx plan.
CMS Measure | Star Rating |
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Overall Plan Rating | |
Drug Plan Customer Service | |
Complaints and Changes in the Drug Plan | |
Member Experience with the Drug Plan | |
Drug Safety and Accuracy of Drug Pricing |
When to Enroll in a Medicare Part D Plan
Timing your enrollment in Medicare Part D is critical. Here are the key periods when you can sign up for or make changes to your plan:
- Initial Enrollment Period (IEP): Your first opportunity to join Medicare Part D typically begins three months before you turn 65 and continues for seven months. Find out more about the Initial Enrollment Period.
- Annual Enrollment Period (AEP): From October 15 to December 7 each year, you can change your Medicare Part D plan. Get details on the Medicare Annual Enrollment Period.
- Medicare Advantage Open Enrollment Period (MA-OEP): Between January 1 and March 31, you can change your Medicare Advantage plan or return to Original Medicare (with or without Part D). Learn more about the Medicare Advantage Open Enrollment Period.
- Special Enrollment Period (SEP): Specific situations, like moving or losing other coverage, may allow you to use a Special Enrollment Period to enroll or switch plans.
How to Enroll in Cigna Saver Rx
Ready to enroll in Cigna Saver Rx or another Medicare Part D plan? Here are your options:
- Call HealthCompare: Speak with a licensed agent by calling HealthCompare at 877-388-0596 (TTY 711) for personalized assistance.
- Online via MedicareEnrollment.com: Compare and enroll in plans online by visiting MedicareEnrollment.com.
- Call 1-800-MEDICARE: You can also call 1-800-MEDICARE (1-800-633-4227) for help with enrollment. TTY users should dial 1-877-486-2048.
- Call the Plan Directly: Contact the plan directly using the information provided below to enroll by phone.
Contact Cigna
Plan Website: | Cigna Plan Information |
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Formulay Information: | Cigna Formulary Information |
Pharmacy Information: | Cigna Pharmacy Information |
Prospective Members: | (800)735-1459 |
TTY Users: | (711)- |
Plans Offered
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross Blue Shield, Aspire Health Plan, Dean Health Plan, Devoted Health, GlobalHealth, Health Care Service Corporation, Cigna Healthcare, Humana, Molina Healthcare, Mutual of Omaha, Premera Blue Cross, Medica Central Health Plan, SCAN Health Plan, Scott and White Health Plan now part of Baylor Scott & White Health, UnitedHealthcare(R), and Wellcare.
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